Do You Really Need Homeowners’ Insurance?

If you own a home, this structure is likely the largest investment you have ever made. Due to this, you probably want to do everything in your power to protect it. With homeowners’ insurance Harford CT, you can safeguard the investment you have made in your home and ensure you are protected from loss.

What These Policies Cover

In addition to covering the actual structure of your home, your homeowners’ insurance Hartford CT policy may also cover your personal belongings, such as your furniture, and any other structures on the property. For example, if you have a pool or a separate garage, your homeowner’s insurance policy will likely include these additions.

It is important to keep in mind that unless you purchase additional coverage, your home may not be protected in the event of a natural disaster. For example, if you live in an area that experiences earthquakes on a regular basis, you may want to speak with your insurance agent about what you can do to protect your property in case one of these natural disasters wreaks havoc on your home.

When to Acquire a Policy

You never know when an inopportune event may threaten your personal belongings or the actual structure of your home. If you don’t already have a homeowners’ insurance policy, it is best to acquire one as soon as possible.

 

photo credit: Japanese traditional style house interior design / 和風建築(わふうけんちく) (license)
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