3 Simple Ways to Get Cheap Car Insurance

The cost for insurance runs the gamut. There is cheap auto insurance in CT and there are expensive policies. If you are budget conscious, chances are you want to lower your premiums. There are a few ways you can save money without sacrificing your coverage needs.

1. Mileage

The average car owner drives 12,000 miles per year. If you’re one of these drivers, you can lower your insurance rates. In fact, many carriers offer low-mileage discounts. This is for policyholders who drive between 7,500 and 15,000 miles each year.

2. Safety Devices

Most insurers offer discounts to drivers who own vehicles with certain safety features. Ask your agent about a discount if your car has any of the following devices:

  • Automatic seat belts
  • Electronic stability control
  • Daytime running lights
  • Air bags
  • Anti-lock brakes

3. Vehicle Type

Insurers consider several factors when they set prices for their packages. They look at the make, engine size and market value of a car. For example, owners of smaller vehicles generally have lower premiums. If you are shopping for a vehicle, keep in mind how your car choice can impact your coverage cost.

It doesn’t take much to get cheap auto insurance in CT. If you follow the list of tips, you can qualify for discounts that keep your coverage affordable.