Do You Need Workers Compensation Insurance?

As an employer, you have a responsibility to keep your employees safe when they are on the job. Unfortunately, even if you’re diligent about safety precautions, accidents still wind up happening. Here is why you need to look into workers compensation insurance in Babylon.

Employee Protection

You have an obligation to protect your employees. If someone is injured on the job, it’s up to you to make sure that he or she is taken care of. Most states require you to protect your employees this way.

Employee Payment

No matter who was at fault, workers compensation pays injured workers for lost work and medical expenses. In case of a death, it may provide benefits to surviving family. These payments come from the insurer, rather than from your pocket.

Legal Obligations

You have legal obligations when it comes to workers compensation insurance. Some states have laws that strictly govern this type of insurance. Likewise, there are states with strict rules on lost income benefits and medical services. Workers compensation insurance helps you stay in line with regulations.

Workers compensation insurance in Babylon is crucial! You never want to go without it, no matter how big or small your company is. Accidents happen. Insurance protects you in the case that they do.