Effective Risk Management Under Rehabilitation Insurance

Substance abuse and mental treatment centers can ill afford a large capital outlay for lawsuits. To safeguard against major loss, behavioral healthcare providers should combine a comprehensive rehabilitation insurance package with an aggressive risk management plan. Here are three strategies for reducing claims and increasing safety in the workplace:


  1. Company Research


Executives should be aware of common triggers of lawsuits and effective methods for preventing related incidents. Knowledge of recent trends in claims is necessary to stay abreast of areas of concern.


  1. Employee Education


Workers must be trained in the proper methods of patient handling and how to manage the specific physical and mental conditions of their clients. All personnel should watch for possible dangerous situations so that steps can be taken to prevent accidents.


  1. Background Checks


Since they would be handling patients with sensitive conditions and have access to confidential materials, prospective employees should be subject to thorough background checks. Any criminal history, including sex offenses, needs to be revealed. Drug testing should also be required.


Partnering With Insurance Professionals


Insurance companies that specialize in behavioral healthcare policies may have programs in place to assist with the specific issues of the field. They can provide services such as:


  • Access to resources geared to the industry
  • Background checks at discounted rates
  • Streamlining of applicant screening


In addition, specialized agencies offer rehabilitation insurance products that target specific needs. In this way, both elements of financial protection can be addressed, providing a more complete economic safeguard.