How to Lower Insurance Costs for Teen Drivers

As a parent you know insurance costs can rise when you add teenage drivers to your plan. This occurs because insurers view them as high risk for auto accidents. When you need cheap car insurance in CT for your teen driver, there are ways you can reduce the premiums.

Good Grades

Insurers offer a wide range of discounts. There is one that’s ideal for teen drivers. It’s the good student discount. All it takes is a 3.0 grade point average or above to qualify. Depending on the carrier, you can save up to 35 percent on your coverage.

Driving Instructions

Many young drivers lack experience behind the wheel. Even if you’re teen took driver’s education that may not be enough. It’s good for parents to contuse riding with their teenage drivers. They may need the extra instruction. It can also boost their confidence. This reduces the likelihood of them having an accident. In turn, it keeps premiums under control.

More adult supervision makes teens safer drivers. As a result, they can qualify for a good driver discount. The criterion is no claims and a safe driving record for three consecutive years.

Academic success and safe driving are reliable cost-cutters. These are two of the best ways to get cheap car insurance in CT for your teen driver.