Renting a home or apartment can give the illusion that your property is covered by the landlord. But that assumption couldn’t be further from the truth. In fact, the landlord may want you to cover the costs of damaged property resulting from a burglary or other incident. Don’t be left on the hook financially by obtaining renters insurance in Delaware.
The increase in sites like Home Away and Airbnb has led to an increase in the need for renters insurance. Even on vacation, the insurance policies offer to cover the temporary stays at other locations as you are “renting” the space.
Most renters insurance policies cover typical perils such as fire damage, smoke, vandalism, falling objects and HVAC system damage. Many also cover damage resulting from aircrafts, riots and volcanic eruption.
Renters insurance in Delaware is an affordable option to protect your personal property in the event of a theft or disaster. An average policy runs around $200 per year. You can further reduce costs by bundling renters with auto or other insurance policies you may have.
The low costs and high benefits associated with renters insurance in Delaware make it a good choice for most individuals. While you may not own your living quarters or vacation spot, you still own most of what’s inside and that needs protection too.