When purchasing insurance for your vehicle, it’s easy to get caught up in the lowest price. However, that may not give you enough coverage in case of an accident. Check with your insurance agent for tri state auto insurance that completely protects your investment and your passengers. You may need additional coverage to meet your needs.
Don’t just buy the minimum auto insurance coverage. Check out the uninsured motorist insurance that your company offers. It’s estimated that one in seven drivers don’t carry their own insurance. If you get in an accident with an uninsured driver, you may not have adequate coverage through your own policy to completely cover your loss. It’s unfair that you should have to pay extra to make sure you aren’t financially devastated, but good to know that you have options.
Be honest with your insurance agent about where the car is parked and who drives it. You may get a better rate, but your coverage could be voided when it comes to light that you fudged on the information you provided. Consider getting your tri state auto insurance from the same company that provides your homeowners insurance. Most companies offer a discount. It’s important to make sure you’re covered for an accident or theft. Read your policy and ask for a review of your coverage from your insurance agent to mitigate your liability and risk in an accident.